Terms of Service

Last updated: March 25, 2026

1. Acceptance of Terms

By accessing or using InvestTool, you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the service.

2. Eligibility and Accounts

You are responsible for maintaining the confidentiality of your account credentials and for activity under your account. You must provide accurate account information and promptly update it if changes occur.

3. Permitted Use

InvestTool grants you a limited, non-exclusive, revocable license to use the calculators and related content for personal or internal business informational use. You agree not to misuse the platform, interfere with operations, attempt unauthorized access, or scrape and republish content at scale.

4. User Responsibilities

You are solely responsible for evaluating any output generated by InvestTool. Calculator results depend on assumptions and user inputs. You must independently verify outputs before relying on them in any personal, legal, tax, or investment decision.

5. Financial Information Disclaimer

InvestTool provides educational calculation tools and general financial information. Nothing on the site constitutes financial, investment, legal, or tax advice. InvestTool is not a broker-dealer, investment adviser, fiduciary, or financial planner.

6. Intellectual Property

All content, trademarks, branding, design elements, code, and calculator logic on InvestTool are protected by applicable intellectual property laws. Except as expressly permitted, no content may be copied, distributed, modified, reverse engineered, or commercially exploited without written permission.

7. Third-Party Services and Links

InvestTool may include third-party links, affiliate links, or integrations (including analytics, authentication, and advertising services). We are not responsible for third-party content, terms, or privacy practices.

8. Service Provided "As Is"

InvestTool is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee uninterrupted availability, error-free operation, or suitability for your objectives.

9. Limitation of Liability

To the fullest extent permitted by law, InvestTool and its operators will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, opportunities, or goodwill, arising from use of or inability to use the service.

10. Modifications and Termination

We may update these Terms from time to time. Updated terms are effective when posted. We may suspend or terminate access where misuse, legal risk, or security concerns exist.

11. Governing Law and Contact

These Terms are governed by applicable law in the jurisdiction designated by InvestTool. For legal or account questions, contact contact@investtool.app.